Participant insurance 

Participant insurance

This page provides updated information about participant personal accident insurance:   

Because B2GC is held on public roads and involves physical risk, Mater Foundation's position is that all participants are required to have personal accident insurance for safety and liability purposes. 

Click here—Purchase Bicycle Queensland membership including insurance 

Purchased - through the B2GC registration:  

• You purchased Bicycle Queensland Membership & Insurance – 1 day rate of $13.00 (includes GST), for 12 October 2025 only. 

Not purchased during registration:  

• You indicated that you hold your own Personal Accident and Public Liability Insurance or; you will hold your own insurance with a reputable provider valid to the event date of 12 October 2025.  

As event supporters of B2GC, Bicycle Queensland have membership options to ensure you are covered.  

Bicycle Queensland membership insurance (V-Insurance) – summary  

The BQ Membership Insurance (V-Insurance) includes Personal Accident, Income Protection, Public Liability & Professional Indemnity (3rd Party) Liability Insurance. 

This cover does not cover personal equipment or belongings including but not limited to bicycles, mobile phones, bike computers, smart watches, clothing, cycling accessories. 

Claim excess (V-Insurance): $50 excess applies to each injury. $Nil excess applies if the participant/member has cover under an Australian Private Health Fund. 

With regards to claims for Non-Medicare Medical Expenses under the Bicycle Queensland Membership Insurance, this covers insured persons for Non-Medicare medical expenses. The policy is for reimbursement only. The member must pay the account first then submit a claim for reimbursement. 

A copy of the Bicycle Queensland Membership Insurance – Summary of Cover is available at https://bq.org.au/bike-riding-insurance. 
For insurance-related queries, contact Bicycle Queensland at [email protected] or visit bq.org.au